Navigating a car accident claim can be tough enough, but it becomes even more complicated when a driver without a license is involved. That’s why it’s always a good idea to consult with a professional car accident attorney who has the expertise to put you in the best position for your case.
Let’s discuss the risks of driving without a license, what you should do when you get into a car accident with an unlicensed driver, and the insurance complications that can occur.
The Legal Implications of Unlicensed Driving in Nevada
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The law is very clear that to drive a vehicle, you must possess a valid driver’s license. If you get behind the wheel without one, you will be considered an unlicensed driver, making you legally unqualified to operate a motor vehicle. If an unlicensed driver causes an accident, they are not only in violation of traffic laws but can also be held liable for any damages.
Understanding the Risks of Driving Without a License
If an unlicensed driver gets into an accident, the following consequences can occur:
- Criminal Charges: Driving without a license can lead to criminal charges, including misdemeanors or felonies, depending on the situation.
- Civil Liabilities: The unlicensed driver can also be held civilly liable for any damages or injuries that are a result of the accident.
- Insurance Complications: If a vehicle owner knowingly lets an unlicensed driver use their car, they could face consequences with their insurance coverage.
What to Do Immediately After an Accident with an Unlicensed Driver
Whether the other driver has a license or not, follow these basic steps immediately after a car accident:
- Call the police
- Make sure everyone is okay
- Take down the other driver’s name and contact information
- Use your cell phone to take photographs of the accident scene that include the license plate of the other car
- Write down the names and contact information of any witnesses
- File a police report
- Seek medical attention even if you’re not sure you’re hurt
Documenting the Scene and Collecting Evidence
If you’re involved in a car accident with an unlicensed driver, it’s vital to gather all potential evidence to help build your case.
Evidence that should be collected include:
Police Report: A police report will provide an official account of the accident, which is essential for legal and insurance discussions.
Photographs and Videos: Make sure to take photos and videos of the crime scene, the damage to the vehicles, the injuries sustained, the road conditions, and anything else that may be relevant to your case.
Witness Statements: Eyewitness statements provide an impartial testimony of the events leading up to the accident.
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Legal Consequences and Liability Issues
An unlicensed driver may face:
- Driving Bans: Depending on the state, unlicensed drivers who are involved in an accident could be prohibited from obtaining a license for a specified period.
- Legal Penalties: Depending on the severity of the crash, the unlicensed driver could be subjected to fines or imprisonment
- Insurance Issues: Getting insurance may be much harder for the unlicensed driver, and if they manage to secure it, their premiums could be significantly higher than usual.
When determining liability for an accident involving an unlicensed driver, the same general rules apply. However, the unlicensed driver may be held liable without assistance from their insurance, depending on their coverage.
What Happens if an Unlicensed Driver Crashes Your Car?
If an unlicensed driver crashes your car, your insurance may or may not cover the accident damages. Many insurance policies include coverage for drivers who have your permission to drive your car. However, this may exclude drivers without a license or suspended license. If your insurance company does decide to cover the accident, it could cause your premiums to rise significantly.
Depending on the state, you may be held liable for the accident that involved your car.
Insurance Complications and Solutions
Insurance companies tend to not support unlicensed drivers who are involved in accidents. By driving without a license, they breach the insurance agreement, which generally requires that the insured vehicle be driven by a licensed driver. If the unlicensed driver owns the car, then they can be held personally liable for the damages from the accident.
It can sometimes be difficult to receive compensation from an unlicensed driver whose insurance refuses to cover their accident as most do not have the means to pay for the damages out of pocket.
Hit and Run with No License: Special Considerations
Hit-and-run accidents with a driver with no license can be particularly complicated. If the driver is tracked down and identified, then you may claim their insurance. If the other driver cannot be found, you may have to look at your insurance coverage.
Seeking Legal Recourse: When to Involve a Lawyer
Handling a car accident case involving unlicensed drivers can be complex and somewhat overwhelming.
That’s why it’s crucial to reach out to our team of expert lawyers at Naqvi Injury Law. We are home to the “top one percent” of attorneys recognized by The National Association of Distinguished Council, who are utterly committed to offering the legal support that you need, as well as the maximum payout possible. Contact Naqvi Injury Law today!