PARADISE CAR ACCIDENT ATTORNEY

This depends on the severity of your injury. Are you permanently disabled or unable to return to your job because of the injury? Did you lose a loved one in the car wreck? Every case is different, so every settlement/verdict is different. The best way to determine the value of your potential case is to give me a call.

The state of Nevada requires all vehicles currently registered to maintain liability insurance during the entire registration period, even if you don't use your car, truck, SUV, or other motor vehicle. Nevada state law requires the following minimum coverage: Bodily Injury $25,000 for bodily injury or death of any one person on any one accident $50,000 for bodily injury or death of two or more persons on any one accident Property Damage $20,000 for any one accident; however, it is recommended you purchase more than the minimum coverage. Why? Because if you're involved in a major car wreck, you may not be able recover enough to adequately cover medical expenses. For example, if your injury claim is worth $100,000, but you and the at-fault driver only have the $20,000/$40,000 bodily injury minimum, you will only be paid $20,000 by the at-fault driver's insurance company and $20,000 by your own underinsurance carrier. You should also purchase uninsured motorist/underinsured motorist insurance since roughly 10 to 15 percent of Nevada drivers don't have adequate car insurance. If you purchase this coverage, you can file a claim against your own insurance to help recover for your injury expenses

After you are involved in a car accident, one of the most important things to do is make sure that you file a claim with your insurance company; if you do not file a claim and initiate the process, you may be barred from recovering compensation. When you file your claim, including as much documentation as is possible is important. The more evidence that you can provide your insurance company, the more likely it is that your claim will be approved. While including a police report may not be a requirement, failure to include a police report may raise questions about the validity of your claim. Without a police report, your insurance company may question whether or not the accident really even occurred - are your injuries perhaps related to a separate incident? Further, even if your insurance company believes that your accident did occur and is legitimate, the may not have the evidence they need to make a decision about your claim. Police reports are important sources of evidence, containing information about fault for the car accident, when and where the car accident occurred, property damage, and injuries.

States maintain either fault-based or no-fault based insurance systems. In the latter, when a driver is involved in a car accident, they turn to their own insurance company for compensation regardless of who actually caused the accident. In some cases, drivers who live in no-fault states can step outside of the fault-based system and file a lawsuit against the responsible driver, but only when their damages exceed a certain threshold. Nevada is an at-fault insurance state. In an at-fault state, drivers are responsible for paying for the accidents they cause. This means that when an accident occurs, the not-at-fault party may file a claim for damages against the at-fault party’s insurance. Unlike no-fault states, to recover compensation from another driver in Nevada after a crash you will need to prove fault. This requires submitting a number of different evidence types, including a police report, witness statements, physical evidence, and more. Nevada also maintains a contributory negligence law, which means that your damages can be reduced in proportion to your degree of fault. It also means that if your degree of fault is greater than the defendant’s, you will be barred from recovery entirely. While no-fault systems are often criticized based on the fact that claimants have to prove fault in order to recover compensation, they also have a major advantage over no-fault claims: the ability to seek compensation for noneconomic losses. In a no-fault system, claimants are barred from filing a claim against the other driver for noneconomic losses.

Because Nevada is an at-fault car insurance state (which means that the driver who causes an accident is responsible for paying for any damages that result), it is important that you know how fault is determined if you’ve been in a crash. In fact, if you cannot provide evidence that proves the fault of the other party, your claim for damages may be denied, or you may be offered less than you deserve. Fault is typically based on negligence per se or negligence (or carelessness or recklessness in some cases). Negligence per se is the violation of a statute or law; negligence is the failure to act with a reasonable degree of care. Based on the negligence standard, a driver need not violate the law in order to be held liable for a crash. In order to prove fault, it is important that a thorough investigation into your car accident is conducted. The investigation should seek to collect a number of different evidence types, including photographic evidence, proof of skid marks or debris from the accident, witness statements, police reports, physical damage to vehicles (interior and exterior), the other driver’s statement, and information that provides insight about when and where the accident happened, and what conditions were like at the time of collision (lighting, weather, traffic, etc.). In some cases, accident reconstruction experts may need to be brought in - this is important when fault is disputed. In some cases, both parties may be found partially at fault. If this is the case, the claim will be subject to the rules of comparative negligence.