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Tag Archives: insurance

How to File a Property Damage Claim After an Auto Accident

Before notifying an insurance company about your accident, get two or more written repair estimates, a copy of the accident report filed by police, and any invoices related to storage, towing, or rental expenses if applicable. If the total damages to your vehicle surpass 80 percent of its value, then the insurance company will total it.

Those Pesky Insurance Adjusters

Do NOT agree to anything the insurance adjuster initially offers. Make sure that your attorney reviews your case first. If the adjuster sends you some paperwork to sign a few days after your phone conversation, do not sign it until you show the documents to your lawyer.

Personal Injury Claim Can Be Ruined by “Little White Lies”

Being upfront and completely honest with your lawyer will not only help prevent your case from getting torpedoed in court, but it can actually strengthen it. How? Well, the more information you provide to your lawyer, the more avenues are available for your lawyer to build your case and ensure there are no holes available to defense lawyers during settlement negotiations or at trial.

Insurance Policy Loopholes Becoming More Common

The trend nowadays is insurance companies slipping tough restrictions and exemptions into that hard-to-understand language of their policies. There are many instances where the restrictions and exemptions are contradictory to the type of insurance coverage being purchased, and in some cases, make your coverage virtually worthless.